Chris Golding

We often hear about physical wellness and mental wellness. If you’re thinking financial wellness simply means having a lot of money, think again. The concept is more comprehensive and subtle than that. Financial wellness is about creating a healthy economic...

As a financial adviser, the two main issues we have to deal with are “Living too long” and “Dying too soon”. The "three Ds" are specifically difficult to talk about. Death, Dvorce & Dementia. While everyone should hope for...

From learning how to count change, to the pitfalls of credit cards and debit cards, to living on a budget, our kids have a lot to learn about money before they go off on their own. It would be...

Christmas and holidays can often leave you feeling like you’ve lost control of your finances. The presents. The socialising. The spending. It can all wreak havoc on your bank account. The New Year offers a fresh start. A chance...

There's no foolproof way to measure your success as a self-appointed financial planner. You may never know how your portfolio would perform if you paid a professional to manage it versus doing it yourself. But you can assess to...

According to a US Federal Reserve survey, about a third of American citizens who own their own homes do not have a retirement account for when they can’t or won’t be employed any longer. Nor do about two fifths...

Behavioural finance, or behaviour-oriented financial market theory, is a rapidly growing field in finance that examines the effects of human emotions and behaviour on financial decisions.  In other words, this is how experiences or emotions influence the way you invest...

The science of behavioural economics suggests that women, compared to men, need much more knowledge and want to understand products better before they invest. Apparently, a common theme is that many women subconsciously think, “There’s no way I should...